Here Ruby reminds our shoppers that we offer temporary buydowns and also you can buy down the rate permanently.Read More

We're in a transitioning market and each property and each offer is going to look a little different. Trust your realtor to help you put together a strong offer specific to the property's situation.Read More

Once you get under contract on a property your attention is pulled in all sorts of directions, this is supposed to be the fun part. That's why it's so important to identify your goals up front so that you're able to limit the number of choices you're making in that moment and you don't get...Read More

Madame Ruby talks about the wonders of the Step Up program by Evergreen Home Loans and how it can help your buyers leverage their current home to buy their next home.Read More

The market in Seattle has shifted and escalations and set review dates are back. Ruby unpacks what this means for pre-approved shoppers out there house hunting.Read More

Builders are getting creative when it comes to finding ways to increase density in the city. One way is adding an accessory dwelling unit to a single family home and getting it rezoned as a condo. When the ADU is detached you've got two single-family condos. Here Ruby talks about what we look for when...Read More

Builders are getting creative when it comes to finding ways to increase density in the city. One way is adding an accessory dwelling unit to a single family home and getting it rezoned as a condo. When the ADU is detached you've got two single-family condos. Here Ruby talks about what we look for when...Read More

With the holidays upon us it's really easy to sabotage a pre-approval with well intentioned financial moves. Ruby's got some reminders for what not to do this holiday season and when in down, reach out. Your loan officer is always happy to offer advice before any decisions are reached.Read More

Did you know that if you're fully pre-approved we can lock in your rate while you're out house hunting? This is incredibly useful when there is a rate drop in an otherwise increasing rate environment. Let's connect to discuss the program further!Read More

Often we wait order an appraisal until a buyer has satisfied the inspection contingency before ordering an appraisal.Read More