Home Mortgage Applications

Ready to start the process? Great! There are two things to do:

1st, Tell us what you want.  Complete the very brief Getting Started on Purchase form.  This asks your goals for the purchase, and is crucial to making sure we work towards options that meet your needs. The Getting Started form should take 2 minutes.

If you’re looking to refinance please use the Getting Started on Refinance form.

2nd, Tell us what you can do. Complete the Loan Application.  The more detail you provide, the better we can customize options and answers just for you. The application should be filed out in one sitting, and will take 10 – 15 minutes.

If you’re looking for a specific loan officer, visit our meet the team page to select their specific application link.

Online Application

Getting Started on Purchase Form not an application

Getting Started on Refinance Form not an application

Paper Applications

If online applications make you want to pull out your hair, we’re happy to send you a word document. Because the application asks for a lot of personal information, we encourage using a secure method of returning the application. We have a couple different options that we are happy to share with you. Our mobile application has a scanner, you can use this link to send it back to our front desk, or good ol’ fashioned USPS. We do not suggest just emailing back a completed loan application to us.

Please give us a call at (206)789-8629 or email info@salmonbaylending.com and we’ll get one right over to you.


Privacy Policy

Please open the document below to read the details of our privacy policy. The short version of our privacy policy is this: we don’t sell your information, and we only share it in the normal course of business to close your loan, and then to share information with you after your loan has closed that we think you might be interested in!

Privacy Policy

Five Tips for a Smooth Sailing Loan:

  • Tell All – Job change? Large deposits? Bankruptcy? The more we know about your financial situation from the get go, the better we can facilitate your loan.
  • Be Thorough – Taking the time to collect complete income and asset documents in the beginning means there is less chance we will ask you for more documentation down the road.
  • Lay Low on Credit – Underwriters review your credit throughout the loan process, so avoid incurring new debt or making large charges until you close.
  • Know Your Goals and Limits – The more clarity you have on your goals for your home and how much you can comfortably afford, the better we can structure a mortgage that fits.
  • Keep Us in the Loop on Travel Plans – Planning to travel for work or fun during the loan process? Please let us know in advance so we can stay on top of deadlines and close on time.

Have Questions or Need Help?