Community & Lending Updates

24
Jan

What does being Pre-Approved even mean?

If you are thinking about buying a home, chances are someone has told you, once, twice, in a million ads, that you should get pre-approved. Great. What is it? What does that mean? Why should you do it? How do you do it?
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17
Jan

How to use Seller Credits

As our market shifts a bit, we’ve started to see Seller Credits be used a bit more during negotiations. They can be great tools to help make the most of your home purchase. In this video, Ruby goes over two different ways to use the credits when structuring your loan. Please let us know if...
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10
Jan

How to use an extra $7,000 dollars

We talk about goals all the time – how much do you want to spend each month, and how much do you plan on contributing to the entire transaction. As we help our clients determine what their target purchase price is, sometimes it turns out that their cash to close is smaller than what they...
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Mortgage FAQS
05
Dec

Should I wait to buy?

Hey everyone! Right now, you’re asking me a lot about the Seattle market, and if it might make sense to wait to buy a home for a few months. Below is a video to help you think about that question. Watch the video, and reach out with all your questions. Happy hunting!
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Home Loans for any House
23
Aug

Smart Home Shopping

Fast forward in your mind to the moment when you’ve been given a pre-approval letter. We’ve just given you the green light to hop into your realtor’s car and look at homes. This is a super exciting moment!
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16
Aug

What’s the deal with Home Inspections?

A Home Inspection is a very good idea. It is a detailed walkthrough of your prospective home, with a licensed Inspector, to review the bones of the house. How’s the roof doing? Is your electrical up to code?
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09
Aug

What is eConsent and why do we ask for it?

eConsent is short-hand term we use to refer to your agreement to accept and sign some documents electronically.
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Visit Us In Person
18
Jun

Protecting yourself from Wire Fraud

In the last couple of years, we have seen a major uptick in wire fraud attempts. Wire Fraud, as defined by Merriam-Webster, is fraud committed using a means of electronic communication (such as a telephone or computer).¹ How does this come into play when you’re buying a home? Wiring money is a standard part of...
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Your Seattle Mortgage Team
14
Jun

Welcome to the New Website!

Hello Salmon Bay Community! Welcome to our new website. We’ve put a lot of work into it, and we’re super happy with the results. Please take a look around and let us know what you think!
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