It's easier than it should be to throw a wrench in the works when it comes to home financing. Many things that seem fairly innocent or insignificant can have a major impact on your financing.Read More

Did you know that the underwriter reviews the purchase and sale agreement including the inspection response?Read More

If the property taxes on that listing you've got your eye on seem too good to be true, they probably are. Here's a bit on how senior exemptions work.Read More

Did you know that the buyers names need to match on everything? This is why it's important the the lender, the broker/agent, title, and escrow are all on the same page about what names we're using.Read More

Here Ruby explains when we need to pull your credit in the homebuying process and when we may need to repull or reaccess your credit from application to closing on your new home.Read More

An important, but often overlooked, aspect of a purchase is the Earnest Money.Read More

The immediate next steps after going under contractRead More

Prepare your buyer for going under contractRead More

Why it is advantageous to talk about Seller-Paid Closing Costs ahead of putting in your offer.Read More

Seller Paid Closing Costs is about mathRead More