The rules have changed when it comes to medical debt being sent to collections and what types of medical collections show up on credit. The only problem is that the stuff on credit is coded the same as any other collection so it might not be dropping off the way it should be. Here's what...Read More
When applying for credit your application will be looked at in four parts, referred to as the 4 "C"s of Finance; Capacity, Capital, Credit, and Collateral.Read More
We are so excited to be able to offer creative solutions to our clients and this one's no different. Cash offers and bidding wars are back! Normally that means absurd escalations but with our Fast as Cash program you can offer a contingency free offer, closing in as little as 10 calendar days. What are...Read More
Picking up our series on the 10 Commandments of Home Finance with Commandment 5: Thou Shall Not Omit Debts or Liabilities. Here Ruby discusses why it's important that your loan team knows about any liabilities or debts that may not show up on your credit report.Read More
Ever wondered why you get so much junk mail and pre-screened credit offers when you apply for new credit with someone or a company accesses your credit? Here Ruby explains why AND explains how you can't prevent all that.Read More
Have you ever wondered what the difference is between the lender, servicer, and investor on your mortgage? Ruby does a shallow deep-dive into the difference between the three, because they're not actually interchangeable.Read More
Have you ever wondered what the difference is between the lender, servicer, and investor on your mortgage? Ruby does a shallow deep-dive into the difference between the three, because they're not actually interchangeable.Read More
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