Picking up our series on the 10 Commandments of Home Finance with Commandment 5: Thou Shall Not Omit Debts or Liabilities. Here Ruby discusses why it's important that your loan team knows about any liabilities or debts that may not show up on your credit report.Read More

$50 and a chance to brag about your neighborhood, what could be better? Showcase Your Neighborhood promotional Giveaway.Read More

What is a pre-approval and why do I need one? Who should get one, and from whom? Also, when should I get pre-approved?Read More

Ever wondered why you get so much junk mail and pre-screened credit offers when you apply for new credit with someone or a company accesses your credit? Here Ruby explains why AND explains how you can't prevent all that.Read More

Have you ever wondered what the difference is between the lender, servicer, and investor on your mortgage? Ruby does a shallow deep-dive into the difference between the three, because they're not actually interchangeable.Read More

$50 and a chance to brag about your neighborhood, what could be better? Showcase Your Neighborhood promotional Giveaway.Read More

Have you ever wondered what the difference is between the lender, servicer, and investor on your mortgage? Ruby does a shallow deep-dive into the difference between the three, because they're not actually interchangeable.Read More

Ruby discusses the what makes a fixer-upper unfinanceable through traditional mortgages.Read More

In this video Ruby discusses the first of the home financing commandments; Thou Shall Not Change Employment and addresses why it's important that your employment stays the same from pre-approval through closing on your home purchase or refinance.Read More

Ruby explains why our second commandment of home buying is Thou Shall Not Buy a Vehicle.Read More