There are many ways to follow us on the home finance journey; you can sign up for weekly educational videos, follow us on Facebook, Instagram, and Tiktok, and here, on Youtube.Read More
Did you know that it's actually the credit bureaus that sell data for solicitation purposes? It's not your lender and it's not even the credit reporting company, it's the bureaus! Here Ruby talks about how you can help your clients get ahead of the data sales by encouraging them to visit www.optoutprescreen.com and opting out...Read More
Friday was a big day for mortgages! Fannie and Freddie reduced pricing adjusters for low credit scores and high LTVs and FHA and VA reduced their program fees as well.Read More
In the midst of the holidays it can be tempting to open a new card to snag a deal but seemingly innocuous financial moves can have major ramifications for pre-approvals so if you hear your clients talking about any of these chat with them and direct them to their loan officer straight away.Read More
Inspections, and subsequently inspection responses are back! We're seeing home inspections and inspection responses as a part of the contract more and more. As we see more negotiating in the contracts let's be in contact to ensure we're setting expectations with all parties about what can be handled outside of closing and what might need...Read More
In the midst of the holidays it can be tempting to open a new card to snag a deal but seemingly innocuous financial moves can have major ramifications for pre-approvals so if you hear your clients talking about any of these chat with them and direct them to their loan officer straight away.Read More
Inspections, and subsequently inspection responses are back! We're seeing home inspections and inspection responses as a part of the contract more and more. As we see more negotiating in the contracts let's be in contact to ensure we're setting expectations with all parties about what can be handled outside of closing and what might need...Read More
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