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Mortgage Minutes
05
Oct

The Benefits of Buying a House Now

October 5, 2022
The reasons why you shouldn't sit on the sidelines because interest rates are going up.
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Ruby Talks About Debt to Income
01
Oct

What is Debt to Income Ratio (DTI)

October 1, 2022,
Up-to-date documentation equals a smoother purchasing experience for your buyer.
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Lowering Your Monthly Payment
30
Sep

How Can I Lower My Payment?

September 30, 2022
Up-to-date documentation equals a smoother purchasing experience for your buyer.
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26
Sep

Now that you are under contract

September 26, 2022, ,
The immediate next steps after going under contract
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What is a Good Credit Score?
30
Aug

What is a Good Credit Score?

August 30, 2022
Up-to-date documentation equals a smoother purchasing experience for your buyer.
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How Often is Credit Pulled
25
Aug

How Often Will Your Credit Be Pulled?

August 25, 2022,
Up-to-date documentation equals a smoother purchasing experience for your buyer.
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Using Multiple Lenders
23
Aug

Should I apply with multiple lenders?

August 23, 2022
Up-to-date documentation equals a smoother purchasing experience for your buyer.
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Using Gift Funds to Buy Your House
20
Aug

Using Gift Funds to Buy Your House – The What

August 20, 2022
Up-to-date documentation equals a smoother purchasing experience for your buyer.
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Ruby Talks about Tax Hikes on Mortgage Statement
18
Aug

Why Did I Just Get a Tax Bill for My Property Taxes?

August 18, 2022
Extra money for home improvements often comes from a HELOC or Refi.
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You Are Pre-Approved for a Home Loan
17
Aug

You Are Pre-Approved for a Home Loan – Now What?

August 17, 2022,
Up-to-date documentation equals a smoother purchasing experience for your buyer.
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