So your credit report that the lender pulls is good for 120 days. That’s how long we could use that report which means that it has to be good all the way through the loan closing. So if you are purchasing your houses all the way through closing, so if we assume that it takes about a month to close, then you have about three months of pre-approval and house shopping to use that one credit report. Now let’s say you don’t find a house. You don’t finalize. Now what?