Income from self-employment often has the widest margin between what a person actually takes home and what can be used for qualifying for a mortgage. While this video won’t get into the nitty-gritty of actual calculations Ruby does go over how a lender is going to evaluate the income and what documentation will generally be needed for review. In this video, we’re talking about conventional financing. While the requirements for documentation overlap from program to program and for every requirement state here there is a program out there meant to help get around it.