Hello house lenders. This week I want to talk about the power of seller paid closing costs. We might not have already spoken about this, because in the last several years, sellers haven’t really been entertaining seller pay closing costs. But now that the market is shifting, at least in certain areas and certain property types, we’re starting to see some negotiations open up that really haven’t been on the table. So seller pay closing costs mean that the seller is contributing money to your closing costs. And it is so much more powerful than the seller reducing the purchase price. So for example, if you’ve got an 800 purchase price with 20%, down, and you’re looking at the two options of the seller, reducing the purchase price by 20,000. So you’d have a purchase price of 780. And then you’re bringing 20% down to that if if the seller goes that route, or you present an offer that’s 20 grand under list, then that will save you approximately $95 a month. If you request for request $20,000 In seller paid closing costs. So you still have a purchase price of 800. But 20 grand and seller paid then that can save you $405 like $400 a month. So the same net to the seller makes no difference to the seller. It makes a huge difference to you. So in general, I’ve tried this at a couple different levels. Do put the money towards closing costs has four times the impact to your financial picture. So before offering less than list, or if you’re doing any negotiations, please reach out to me so that we can talk about if seller paid closing costs are a good fit for your scenario. Hope this helps. Have a great one. Ciao