Hello, Ruby Grynberg here. And one of the questions I get is “why did I just get a tax bill for my  property taxes, when i thought my lender was going to be paying them?” It can be super unnerving and  the reality is that your lender is paying them. If that’s how you set up your mortgage, your  lender is paying your property tax bill. The county sends you a copy of it so that you’re aware of it.  Because let’s say hypothetically you got a windfall of money, you got inheritance, you paid off  your mortgage. Now you are responsible for paying that property tax bill, so the county wants to make sure that you have the information. If you set up your mortgage with an impound account, then the lender will make that property tax payment. One way to double-check is you can look at a mortgage statement and if you only see principal and interest, and nothing else, then that means you are responsible to pay the property taxes. If you see your principal and interest, and then you also see impounds, or escrow , you may recall both of those as a monthly part of your payment, then that   means the lender is paying your property taxes; so you’re all set, you don’t need to. OK, ciao!