StepUp

StepUp

What is it?

StepUp is another loan product unique to Salmon Bay Community Lending and Evergreen Home Loans that allows buyers who already own a home to purchase their new home, move, and THEN sell. 

Highlights

  • Fast Closings – close in as little as 15 calendar days.
  • No waiting for the appraisal
  • As little as 10% down payment
  • Options for accessing equity in your current home for down payment

Ideal for

Buyers who may not qualify for 2 mortgage payments but are looking to purchase their next home without the hassle of selling first and moving twice.

Disclaimer: Program effective 05/06/2025 and is subject to change. Terms, restrictions, and fees apply. For purchase loans only. Financing is based on conforming loan limits. Not all applicants will qualify. Program only valid in select locations. Homebuyers that use the Fast-as-Cash and StepUp by Evergreen program must use Evergreen for their permanent home financing. Fast-as-Cash and StepUp by Evergreen program is currently available for properties purchased in Arizona, California, Colorado, Idaho, Montana, Nevada, Oregon, MT, and Washington. Ask for details.