Navigating the dynamic housing landscape of Seattle requires adaptability and innovative approaches. At Salmon Bay Community Lending, our commitment is clear: we’re here to provide solutions.

In response to the unique challenges our clients face, we’ve expanded our lending footprint and enhanced our array of products and programs, designed to cater to diverse scenarios. Over the past year-and-a-half, we’ve achieved significant milestones:

  1. Oregon Expansion: We’re now licensed not only in Washington state but also in Oregon, broadening our reach to better serve our clients’ needs.

  2. Collaboration with Washington State Housing Finance Commission: We’ve rekindled our partnership to offer state bond loans and facilitate access to down payment assistance programs, bolstering the path to homeownership.

  3. Enhanced Product Line: We’ve enriched our suite of specialty products, ensuring a comprehensive range that addresses various requirements.

Our product portfolio includes:

  • Conventional Conforming and High Balance loans

  • Jumbo financing

  • FHA, VA, and USDA financing

  • Conventional and FHA Washington State bond loans with down payment assistance

  • Construction and Renovation Purchase and Refinances

  • Conforming and High balance construction and renovation financing

  • Jumbo construction financing

In addition, we’ve introduced specialty products tailored to enhance buyers’ competitive edge in cash-offer and multiple offer situations:

  • Evergreen Home Loans’ Fast-as-Cash program: A just-like-cash solution guaranteeing closure in as little as 10 days.

  • Evergreen Home Loans’ StepUp program: Aiding current homeowners in purchasing before selling their existing property, optionally paired with a Bridge Loan for down payment equity access.

  • CashUp by Evergreen: Another just-like-cash program designed to effectively compete with cash-offers.

Salmon Bay Community Lending is resolute in its mission to provide ingenious solutions, ensuring a smoother journey toward homeownership in the ever-evolving real estate landscape.

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