Home Loan Programs - Salmon Bay Lending

At Salmon Bay Lending, we help you find the loan program that truly fits your needs..

Whether you’re exploring USDA financing for rural and suburban homes or taking advantage of the benefits of a VA loan for veterans and active-duty service members, our team guides you every step of the way.

From first-time buyers to seasoned homeowners, we’re here to make the lending process personalized and clear.

Home Loan Programs at Salmon Bay Community Lending

We know that everyone’s journey to homeownership is unique and that’s why we strive to offer a wide range of loan program options to suit your individual credit, income, and down payment needs, creating a mortgage that lends to the life you want to live.

StepUp
Fast-as-Cash
Co-Ownership
Conventional Conforming
Conventional High Balance/Super Conforming*
First-Time Home Buyer Programs
FHA
VA
Washington State Bond (Down Payment Assistance)

Jumbo
Construction
Renovation/Rehabilitation
Bridge Loans
HELOCs
Assets Depletion/Assets as Income
DSCR (Debt Service Coverage Ratio)
Doctor Loan Program
USDA

*Available in King, Snohomish, and Pierce Counties

Salmon Bay Community Lending Lends in Washington and Oregon

Property Types

Single Family Homes (stick built, detached)
Condominiums
Multi-family Homes (2-4 units)
Manufactured Homes